Minnesota Loan Brokerage · Affiliated with Los Gallos 8
We connect real estate investors, builders, business owners and families with lenders that fit their goals — in English or Spanish.
Loan Programs
Rental property financing qualified on the property's cash flow rather than personal income.
Funding options for new residential and small commercial builds, from lot to completion.
Short-term financing for purchase and renovation of investment properties.
Help covering the difference between your primary loan and total project costs.
Working capital, equipment and expansion financing for small and growing businesses.
Personal financing options for life's important needs, matched to your situation.
Simple Process
Complete our short inquiry form or call us. We review your goals and scenario.
We present your file to lenders whose programs match your needs.
We explain the options in plain language and guide you through to closing with the lender.
Why Los Gallos Capital
Every conversation and document explained in English or Spanish.
Affiliated with Los Gallos 8, serving Saint Paul since 2001.
We review inquiries promptly and keep you updated at every step.
Access to multiple lenders instead of a single bank's programs.
Referral Partners
Have clients who need DSCR, ground-up construction or fix & flip financing? Refer them to us. We handle the financing conversation in their language and keep you informed so your deals close smoothly.
Referral arrangements are structured in compliance with applicable federal and Minnesota law.
Become a Partner
Loan Inquiry
No obligation. Submitting this form does not affect your credit.
We received your inquiry. A member of our team will contact you shortly.
No. Los Gallos Capital is a loan broker. We connect you with third-party lenders; all loans are funded and approved by the lender.
A Debt Service Coverage Ratio loan qualifies an investment property mainly on its rental income compared to its debt payments.
Availability depends on the loan type and lender. Tell us your property state in the inquiry form and we'll let you know.
It varies by program. Commonly: ID, property details, bank statements and, for business loans, business financials. We'll give you a checklist.
Yes. Our team provides full service in Spanish and English.
902 Arcade St E
Saint Paul, MN 55106
(XXX) XXX-XXXX [pending]
info@galloscapital.com [pending]